Tag Archives | digital finance
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Macroeconomic stabilization in the digital age: What should policy makers be aware of?
![Macroeconomic stabilization in the digital age: What should policy makers be aware of? Macroeconomic stabilization in the digital age: What should policy makers be aware of?](https://www.asiapathways-adbi.org/wp-content/uploads/2020/01/Macroeconomic-stabilization-in-the-digital-age-What-should-policy-makers-be-aware-of-180x180.jpg)
The rise of the digital age has created challenges for policy makers around the globe in managing their economies. Early work on this issue by Cecchetti (2002) noted that macroeconomic management becomes more complex in an environment of digitalization given shifting trend productivity and difficulties in estimating potential output.
Digitizing trade – how changing the process is changing development
![Digitizing trade – how changing the process is changing development Digitizing trade – how changing the process is changing development](https://www.asiapathways-adbi.org/wp-content/uploads/2016/07/Digitizing-trade-–-how-changing-the-process-is-changing-development-180x169.jpg)
Over 31 million consumers in Viet Nam researched or purchased a product online in 2015. Just ten years ago, internet connectivity was only starting to become common. Digitization is changing how people trade. There are even more dramatic changes happening under the hood. The way trade is financed, processed and regulated has entered a period of disruption. We take this opportunity to consider the short and long term implications of digitization of the trade process. They’re not what you’d expect.
Fintech is the game-changer for financial inclusion in Asia
![Fintech is the game-changer for financial inclusion in Asia Fintech is the game-changer for financial inclusion in Asia](https://www.asiapathways-adbi.org/wp-content/uploads/2016/05/Fintech-is-the-game-changer-for-financial-inclusion-in-Asia-180x169.jpg)
Due to innovations in financial technology and changes in the enabling environment, the number of financially excluded adults across Asia and the Pacific has dropped to about 1 billion. Increased access to affordable financial services can be a lever for Asians to smoothen consumption, manage risk and improve their lives through better savings options, access to credit, and cheaper payments or remittances.
How to channel migrant remittances to deliver growth
![How to channel migrant remittances to deliver growth How to channel migrant remittances to deliver growth](https://www.asiapathways-adbi.org/wp-content/uploads/2015/04/How-to-channel-migrant-remittances-to-deliver-growth-180x180.jpg)
Over the past decade, many developing countries have made substantial progress toward reducing poverty, and remittances sent by migrant workers have hugely contributed to this progress.
3 ways to serve Asia and the Pacific’s ‘unbanked’
![3 ways to serve Asia and the Pacific’s ‘unbanked’ Analyzing microfinance loans is one way to collect “alternative data” on consumer debt levels and ability to repay. An ADB-supported microfinance institution in Uzbekistan. Photo by Eric Sales](https://www.asiapathways-adbi.org/wp-content/uploads/2015/03/Photos_ADB_2010_UZB_ES_ADB5114-180x180.jpg)
Every time I stop and withdraw cash from an ATM or use my credit card to buy something online, I wonder how many people in Asia have access to such services. In fact, these simple transactions are beyond the reach of 45% of adults in East Asia and the Pacific alone. They are excluded from the formal financial system and will remain so until they open a bank account.
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