Tag Archives | alternative data
Finance sector development
3 ways to serve Asia and the Pacific’s ‘unbanked’
![3 ways to serve Asia and the Pacific’s ‘unbanked’ Analyzing microfinance loans is one way to collect “alternative data” on consumer debt levels and ability to repay. An ADB-supported microfinance institution in Uzbekistan. Photo by Eric Sales](https://www.asiapathways-adbi.org/wp-content/uploads/2015/03/Photos_ADB_2010_UZB_ES_ADB5114-180x180.jpg)
Every time I stop and withdraw cash from an ATM or use my credit card to buy something online, I wonder how many people in Asia have access to such services. In fact, these simple transactions are beyond the reach of 45% of adults in East Asia and the Pacific alone. They are excluded from the formal financial system and will remain so until they open a bank account.
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